Terms and Conditions SGA898 — Complete Platform Usage Guide

1 Acceptance of Terms & Conditions

Welcome to sga898. This Terms and Conditions document ("Terms") constitutes a legally binding agreement between you ("Member" or "User") and sga898 ("Platform", "us"). These Terms govern your use of the website, mobile application, and all services provided by sga898.

By registering an account, accessing the platform, or using any sga898 services — whether via computer, mobile phone, or any other device — you hereby acknowledge that you have read, understood, and agreed to be fully bound by these Terms.

2 Member Eligibility and Registration

To register and use the sga898 platform, you must meet the following eligibility requirements:

• At least 21 years old or older at the date of registration.
• Is a legally valid individual capable of entering into a binding contractual agreement.
• Not a citizen or resident of any country that prohibits online gambling activities.
• Not currently enrolled in any self-exclusion programme or gambling ban.
• Registering with accurate, complete, and up-to-date information.

Sga898 reserves the right to request proof of age and identity verification at any time. The KYC (Know Your Customer) process is mandatory and must be completed before your first withdrawal is processed. Documents that may be requested include a valid national ID, passport or driving licence.

3 User Account & Responsibilities

Each individual is only permitted to hold one (1) sga898 account only. Multiple account ownership is strictly prohibited and may result in the suspension or closure of all associated accounts without prior notice.

You are fully responsible for:

• Keeping your password and account login details confidential.
• All activity that occurs under your account, whether by you or any other party.
• Notify sga898 immediately if you suspect any unauthorized access to your account.
• Updating your personal information whenever any changes occur.

4 Deposit and Withdrawal of Funds

Sga898 accepts deposits via multiple payment methods including local bank transfer (FPX), Touch 'n Go eWallet, GrabPay and credit/debit card. All deposits are processed instantly and funds will be credited to your account within minutes.

The deposit and withdrawal conditions are as follows:

• Minimum deposit: RM10 per transaction.
• Minimum withdrawal: RM30 per application.
• Withdrawals are processed within 15 minutes after approval.
• Withdrawal funds may only be returned to the same payment method used for the deposit.
• KYC verification must be completed before your first withdrawal is approved.
• Sga898 reserves the right to request additional supporting documents for withdrawals that exceed certain limits.

5 Bonus and Promotion Terms

Sga898 offers a variety of bonuses and promotions to members from time to time. All bonuses are subject to wagering requirements and specific rules set for each promotion.

• Welcome bonuses are subject to minimum wagering requirements before withdrawals are permitted.
• Bonuses may only be used on eligible games as specified in the relevant promotion terms.
• Using multiple accounts to claim the same bonus is prohibited and will result in the cancellation of all related bonuses.
• Sga898 reserves the right to modify, suspend or cancel any promotion without prior notice.
• Bonuses cannot be transferred between accounts or converted directly into cash.
• Any attempt to abuse the bonus system will result in account suspension and forfeiture of all bonuses.

6 Game Rules and Betting

All games on the sga898 platform are governed by specific rules stated within each game. Members are responsible for understanding the rules of each game before placing a bet.

• The outcome of all games is final and cannot be disputed unless there is clear evidence of a technical error.
• In the event of a technical disruption during gameplay, sga898 reserves the right to void the affected round and return the bet to the member.
• Minimum and maximum betting limits are clearly stated within each game and must be observed.
• Members are prohibited from using automated software, bots, or any electronic tools to assist in gameplay.
• Sga898 uses a certified RNG (Random Number Generator) system to ensure all game outcomes are random and fair.

7 Prohibited Conduct

The following activities are strictly prohibited on the sga898 platform and may result in immediate account suspension or closure:

• Fraud, identity impersonation, or providing false information during registration or verification.
• Money laundering or any suspicious financial activity.
• Using a VPN, proxy, or any other method to conceal your actual location in order to bypass geographical restrictions.
• Colluding with other players to manipulate game outcomes.
• Exploiting software vulnerabilities or bugs to gain an unfair advantage.
• Harassing, threatening, or engaging in inappropriate conduct toward staff or other members.
• Registering an account on behalf of another individual without their consent.

8 Account Suspension and Closure

Sga898 reserves the right to suspend or close any member's account at any time without prior notice if:

• Member has violated any part of these Terms and Conditions.
• There is suspicious activity or suspected fraud detected on the account in question.
• Member failed to complete the KYC verification process within the stipulated timeframe.
• Account found to have been inactive for more than 12 consecutive months.
• Sga898 is required to do so for legal or regulatory compliance reasons.

Members may also request to close their own account by contacting the sga898 support team. Any valid remaining funds in the account will be processed for withdrawal once all checks have been completed.

9 Liability Limit

Sga898 shall not be liable for any direct, indirect, consequential or foreseeable losses arising from:

• Service disruptions caused by factors beyond our control, including natural disasters, network issues, or third-party failures.
• Any action or omission by a member that violates these Terms.
• Game results obtained legitimately through a certified RNG system.
• Loss of data or information resulting from a member's negligence in maintaining account security.
• Delays in payment processing caused by banks or third-party payment providers.

10 Data Privacy and Security

Sga898 is committed to protecting the privacy and security of all members' personal data. The collection, processing and storage of your personal data is governed by our Privacy Policy, which forms part of these Terms.

• Your personal data is protected with bank-grade 256-bit SSL encryption.
• Your information will not be shared with third parties without your consent, except as required by law.
• Sga898 employs a 24/7 security monitoring system to detect and prevent unauthorised access.
• You have the right to request access, correction, or deletion of your personal data at any time.

For more information on how we handle your data, please refer to Privacy Policy in full.

11 Responsible Gaming

Sga898 cares about the well-being of all our members. Gambling should be a source of entertainment, not stress or financial hardship. We provide a range of tools to help you stay in control:

• Deposit Limit: Set daily, weekly or monthly deposit limits that suit your budget.
• Betting Limit: Limit the maximum amount you can wager in a single session.
• Session Break: Take a temporary break from the platform for 24 hours, 1 week, or 1 month.
• Self-Exclusion: Register to block access to your account for an extended period.
• Reality Check: Receive periodic reminders about the time and amount you have spent.

If you or someone you know needs help with a gambling problem, please contact our support team or visit the Responsible Gaming for further information and support resources.

12 Terms Amendment and Applicable Laws

Sga898 reserves the right to amend, update or replace any part of these Terms and Conditions at any time at our sole discretion. Members will be notified of any material changes via their registered email or in-platform notification at least 7 days before the changes take effect.

Your continued use of the sga898 platform after any amendments to these Terms take effect will be deemed as your acceptance of those changes. It is your responsibility to review these Terms periodically to ensure you remain in compliance with the latest version.

If you have any questions regarding these Terms and Conditions, please contact the sga898 support team via livechat, available 24/7 on our platform.